Transform any credit card into a travel card.
Empowering individuals to spend globally with the cards they trust, without the hidden costs.
How It Works
RivenFi makes global spending simple and transparent in just four easy steps
Step 1: Link your credit cards
Connect your existing credit cards (e.g., Scotiabank, RBC, BMO)
Step 2: Lock in your exchange rate
Secure a live exchange rate for your travel currency for a set period of time
Step 3: Choose your card
Select which of your linked cards you want to use for your transactions
Step 4: Spend abroad with confidence
Use your RivenFi card abroad — charged in your home currency at the locked rate
Key Features
RivenFi transforms how you spend money internationally
Lock FX rates before you travel
Secure favorable exchange rates up to 7 days before your trip
Avoid 2–4% foreign transaction fees
Save money on every international purchase you make
Instantly switch between linked cards
Choose the right card for each purchase with a single tap
Use your own cards — no new applications
Keep using the credit cards you already know and trust
Preview
Use your existing credit cards. Lock your FX rate. Spend abroad — without surprises.
Link your existing cards
Lock in favorable exchange rates
Pay seamlessly abroad
Manage your FX rates easily
Benefits
Why travelers choose RivenFi for their international spending
Save money every time you travel
No FX surprises or hidden fees
Avoid cash advance charges
Use the credit cards you already own and trust
Make any card a travel card — instantly
Make your next trip smarter.
Join fellow users who are eager to save money on every international transaction.
Get Early AccessJoin Our Waitlist
Be among the first to experience RivenFi and transform how you spend money abroad.